Debit Reduction calculations
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This is an excel spreadsheet that will show you paying down your credit cards by just using a fix minimum amount. This isn’t perfect but it is very close. Just put up to 4 different cards in the upper left area and it will automatically calculate how long it will take to pay down each card at that set amount per month. This goes along with Mary Hunt’s Debt-Proof your marriage book, but this is a free version of the idea.