Spurgeon - "That I might not stullify my Testimony I have cut myself clear of those who err from the faith, and even from those who associate with them".


What ever your Vocation is, it must never be your life objective; for your vocation, no matter how noble it may be, is, in the final analysis, temporal. (disciples are made not born)

Debit Reduction calculations

This is an excel spreadsheet that will show you paying down your credit cards by just using a fix minimum amount.   This isn't perfect but it is very close.  Just put up to 4 different cards in the upper left area and it will automatically calculate how long it will take to pay down each... Continue Reading →

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